Resources: Action Sets

Free:
The Pioneer Woman
Texas Chicks
and the largest FREE collection out there can be found at
The Coffee Shop

Available for purchase:
Florabella (these are simply BEAUTIFUL but do cost...she does have a free set of collage templates that I use frequently)
MCP Actions (there are a few freebies on this site as well...worth a visit).

let me know if you find some, I'd love to add to the list!